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Why Is It Harder to Get a Mortgage on an Acreage in Alberta?

Why Is It Harder to Get a Mortgage on an Acreage in Alberta?

by Shawn Selanders | Aug 13, 2026 | Acreage & Rural

I live in Foothills County. I have been financing acreages around High River, Okotoks, Diamond Valley, and the rest of Southern Alberta since 1999. And here is what I can tell you: acreage mortgages do not fail because of the borrower. They fail on three questions...
Why Acreage Mortgages Are Hard to Get in Alberta

Why Acreage Mortgages Are Hard to Get in Alberta

by Shawn Selanders | Jun 29, 2026 | Acreage & Rural

SHAWN SELANDERSMortgage ArchitectsAcreage & RuralAcreage & RuralWhy Acreage Mortgages Are Hard to Get in AlbertaA family falls in love with a place on a few acres outside town. Then their bank says something like "we'll only lend on the house and 10 acres" or "we...
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