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Bank of Canada Holds Rates at 2.25%: What It Means

Bank of Canada Holds Rates at 2.25%: What It Means

by Shawn Selanders | Jul 15, 2026 | Rates & Renewals

SHAWN SELANDERSMortgage ArchitectsJuly 2026This MonthThree Things Worth Knowing Before You Sign AnythingHi there,Three things this month: what today's Bank of Canada rate hold means for you, a way to buy your next place without a pile of cash saved up, and a scam...
15 Free Mortgage Calculators for Alberta Buyers

15 Free Mortgage Calculators for Alberta Buyers

by Shawn Selanders | Jul 11, 2026 | Mortgage Tools

SHAWN SELANDERSMortgage ArchitectsFree ToolsMortgage Tools15 Free Mortgage Calculators for Alberta BuyersBefore you talk to anyone about a mortgage, it helps to run a few numbers yourself. So I put a full set of free calculators on my site - no sign-up, no catch, no...
Why Acreage Mortgages Are Hard to Get in Alberta

Why Acreage Mortgages Are Hard to Get in Alberta

by Shawn Selanders | Jun 29, 2026 | Acreage & Rural

SHAWN SELANDERSMortgage ArchitectsAcreage & RuralAcreage & RuralWhy Acreage Mortgages Are Hard to Get in AlbertaA family falls in love with a place on a few acres outside town. Then their bank says something like "we'll only lend on the house and 10 acres" or "we...
First-Time Buyer GST Rebate: Up to $50,000

First-Time Buyer GST Rebate: Up to $50,000

by Shawn Selanders | Jun 22, 2026 | First-Time Buyers

SHAWN SELANDERSMortgage ArchitectsFirst-Time BuyersFirst-Time BuyersFirst-Time Buyer GST Rebate: Up to $50,000This one is real, it's now law, and a lot of first-time buyers don't know it exists. The federal First-Time Home Buyers' GST Rebate can put up to $50,000 back...
The Bank Hit Pause Again. Your Renewal Shouldn’t.

The Bank Hit Pause Again. Your Renewal Shouldn’t.

by Shawn Selanders | Jun 15, 2026 | Mortgage News

SHAWN SELANDERSMortgage ArchitectsJune 2026This MonthThe Bank Hit Pause Again. Your Renewal Shouldn't.Hi there,Three things worth knowing this month - a rate update with a real move attached, a $50,000 gift for first-time buyers that's now law, and a small favour at...
Set Up Your CRA My Account Before Your Mortgage

Set Up Your CRA My Account Before Your Mortgage

by Shawn Selanders | Jun 7, 2026 | Mortgage Tips

SHAWN SELANDERSMortgage ArchitectsBe ReadyMortgage TipsSet Up Your CRA My Account Before Your MortgageHere's a five-minute job that saves days later: set up your CRA My Account now - even if you're not buying for a while.When you apply for a mortgage, your lender...
Is Spring a Good Time to Buy a Home in Alberta? | Shawn Selanders

Is Spring a Good Time to Buy a Home in Alberta? | Shawn Selanders

by Shawn Selanders | May 24, 2026 | Home Buying

SHAWN SELANDERSMortgage ArchitectsHome BuyingSpring MarketIs Spring a Good Time to Buy a Home in Alberta?Every spring the same question lands in my inbox: is now a good time to buy? Here's my honest answer for 2026 - for a lot of people in Calgary, Okotoks and High...
Why Banking with the Bank Your Grandfather Used Is Costing You Thousands

Why Banking with the Bank Your Grandfather Used Is Costing You Thousands

by Shawn Selanders | May 17, 2026 | Mortgage Tips

ARTICLE: Why Banking with the Bank Your Grandfather Used Is Costing You ThousandsSuggested URL: /loyalty-tax/ (or /articles/loyalty-tax/, or wherever fits your site structure)Designed as standalone single page. Self-contained styling. Paste into Divi Code...

Spring Market + 15 Free Tools | Shawn Selanders

by Shawn Selanders | May 17, 2026 | Home Buying

SHAWN SELANDERSMortgage ArchitectsHome BuyingSpring MarketIs Spring a Good Time to Buy a Home in Alberta?Every spring the same question lands in my inbox: is now a good time to buy? Here's my honest answer for 2026 - for a lot of people in Calgary, Okotoks and High...
What Your Builder’s Warranty Actually Covers (And What It Does Not)

What Your Builder’s Warranty Actually Covers (And What It Does Not)

by Shawn Selanders | Apr 22, 2026 | Home Buying

April 21, 2026What Your Builder's Warranty Actually Covers (And What It Does Not)By Shawn Selanders  |  Mortgage Broker  |  Since 1999 If you are buying a new build in Alberta, your home comes with a warranty. It is not optional โ€” the New Home...
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