What Your Builder’s Warranty Actually Covers (And What It Does Not)

by Shawn Selanders | Apr 22, 2026 | Home Buying

April 21, 2026What Your Builder's Warranty Actually Covers (And What It Does Not)By Shawn Selanders  |  Mortgage Broker  |  Since 1999 If you are buying a new build in Alberta, your home comes with a warranty. It is not optional — the New Home...

The $10 Check That Could Save Your Mortgage Deal

by Shawn Selanders | Apr 19, 2026 | Home Buying

April 19, 2026The $10 Check That Could Save Your Mortgage DealBy Shawn Selanders  |  Mortgage Broker  |  Since 1999Every refinance and renewal file I work on, I pull the property title first. It costs about $10-20 and takes 5 minutes. And at least...

Just Hit 2.25%. The Lowest Since 2022.

by Shawn Selanders | Apr 19, 2026 | Rates & Renewals

SHAWN SELANDERSYour Local Mortgage ProfessionalOctober 2025 Rate Cut AlertRates Just Hit 2.25%. The Lowest Since 2022.Hi there,Another month, another rate cut. On October 29th, the Bank of Canada dropped its policy rate to 2.25% — the eighth cut since June 2024. We've...

5 Things to Do Before Your Mortgage Appointment

by Shawn Selanders | Apr 18, 2026 | Home Buying

April 18, 20265 Things to Do Before Your Mortgage AppointmentBy Shawn Selanders  |  Mortgage Broker  |  Since 1999I have been doing this for over 25 years, and the number one reason mortgage approvals get delayed is not bad credit or low income —...

A New Free Tool, a Rate Warning, and a Favour to Ask

by Shawn Selanders | Apr 1, 2026 | Mortgage News

SHAWN SELANDERS Your Local Mortgage Professional April 2026 This Month A New Free Tool, a Rate Warning, and a Favour to AskHi there, I built something new this month. I also need to warn you about something happening with rates that nobody's talking about. And at the...