by Shawn Selanders | Apr 19, 2026 | Rates & Renewals
SHAWN SELANDERSYour Local Mortgage ProfessionalOctober 2025 Rate Cut AlertRates Just Hit 2.25%. The Lowest Since 2022.Hi there,Another month, another rate cut. On October 29th, the Bank of Canada dropped its policy rate to 2.25% — the eighth cut since June 2024. We've...
by Shawn Selanders | Apr 18, 2026 | Home Buying
April 18, 20265 Things to Do Before Your Mortgage AppointmentBy Shawn Selanders | Mortgage Broker | Since 1999I have been doing this for over 25 years, and the number one reason mortgage approvals get delayed is not bad credit or low income — it is missing...
by Shawn Selanders | Apr 1, 2026 | Mortgage News
SHAWN SELANDERS Your Local Mortgage Professional April 2026 This Month A New Free Tool, a Rate Warning, and a Favour to AskHi there, I built something new this month. I also need to warn you about something happening with rates that nobody's talking about. And at the...
by Shawn Selanders | Mar 1, 2026 | Mortgage News
SHAWN SELANDERSYour Local Mortgage ProfessionalMarch 2026 This MonthTwo Ways Your Home Can Work Harder for YouHi there,Spring is on the way, the Chinooks are doing their thing, and it's a great time to step back and look at the big picture. A lot of my clients don't...
by Shawn Selanders | Jan 31, 2026 | Mortgage Tips
SHAWN SELANDERSYour Local Mortgage ProfessionalFebruary 2026 This MonthDebt Piling Up? Your Home Might Be the Answer.Hi there,February in Alberta — the days are getting longer, the Chinooks are teasing us, and if you're like a lot of my clients, you're staring at...
by Shawn Selanders | Jan 1, 2026 | Mortgage News
SHAWN SELANDERSYour Local Mortgage ProfessionalJanuary 2026 New Year Edition2026 Is Here. Let's Make It Your Best Financial Year Yet.Hi there,Happy New Year! Quick update: the Bank of Canada held steady at 2.25% on January 28th, as expected. Inflation is near 2%, the...
by Shawn Selanders | Nov 30, 2025 | Mortgage Tips
SHAWN SELANDERSYour Local Mortgage ProfessionalDecember 2025 Year-End EditionYour Year-End Mortgage Checklist + What a Year It's BeenHi there,Quick rate update: on December 10th, the Bank of Canada held steady at 2.25%. The economy is showing signs of resilience — GDP...
by Shawn Selanders | Nov 1, 2025 | Mortgage Tips
SHAWN SELANDERSYour Local Mortgage ProfessionalNovember 2025 This MonthBefore the Holiday Bills Hit — A Smart Move for HomeownersHi there,November. The holiday spending is about to start, and if you're already carrying debt from the past year, now is the time to get...
by Shawn Selanders | Sep 18, 2025 | Mortgage News
SHAWN SELANDERSYour Local Mortgage ProfessionalSeptember 2025 Rate Cut AlertThe Bank of Canada Just Cut Again. Here's What It Means for You.Hi there,Big news on September 17th — the Bank of Canada cut its policy rate by another quarter point, bringing it down to...
by Shawn Selanders | Aug 15, 2025 | Mortgage News
SHAWN SELANDERSYour Local Mortgage ProfessionalAugust 2025 From the archive: this issue went out in August 2025 under my previous brokerage. Today I'm proudly with Mortgage Architects — same phone number, same service, same straight answers. This MonthNew Office, Same...
