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Refinancing to Pay Off Debt in Alberta: No Shame in It

Refinancing to Pay Off Debt in Alberta: No Shame in It

by Shawn Selanders | Jul 20, 2026 | Mortgage Tips

Should you feel bad about refinancing your home to pay off debt? No. Using the equity you spent years building to clear high-interest debt is one of the smartest financial moves an Alberta homeowner can make - and one of the most common. I have arranged mortgages...
Bank of Canada Holds Rates at 2.25%: What It Means

Bank of Canada Holds Rates at 2.25%: What It Means

by Shawn Selanders | Jul 15, 2026 | Rates & Renewals

SHAWN SELANDERSMortgage ArchitectsJuly 2026This MonthThree Things Worth Knowing Before You Sign AnythingHi there,Three things this month: what today's Bank of Canada rate hold means for you, a way to buy your next place without a pile of cash saved up, and a scam...
15 Free Mortgage Calculators for Alberta Buyers

15 Free Mortgage Calculators for Alberta Buyers

by Shawn Selanders | Jul 11, 2026 | Mortgage Tools

SHAWN SELANDERSMortgage ArchitectsFree ToolsMortgage Tools15 Free Mortgage Calculators for Alberta BuyersBefore you talk to anyone about a mortgage, it helps to run a few numbers yourself. So I put a full set of free calculators on my site - no sign-up, no catch, no...
Why Acreage Mortgages Are Hard to Get in Alberta

Why Acreage Mortgages Are Hard to Get in Alberta

by Shawn Selanders | Jun 29, 2026 | Acreage & Rural

SHAWN SELANDERSMortgage ArchitectsAcreage & RuralAcreage & RuralWhy Acreage Mortgages Are Hard to Get in AlbertaA family falls in love with a place on a few acres outside town. Then their bank says something like "we'll only lend on the house and 10 acres" or "we...
First-Time Buyer GST Rebate: Up to $50,000

First-Time Buyer GST Rebate: Up to $50,000

by Shawn Selanders | Jun 22, 2026 | First-Time Buyers

SHAWN SELANDERSMortgage ArchitectsFirst-Time BuyersFirst-Time BuyersFirst-Time Buyer GST Rebate: Up to $50,000This one is real, it's now law, and a lot of first-time buyers don't know it exists. The federal First-Time Home Buyers' GST Rebate can put up to $50,000 back...
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