Links of Interest — Your Alberta Mortgage & Real Estate Resource Hub

Written by Shawn Selanders | RECA-Licensed Mortgage Broker | 25+ Years Experience

The same sources I use every day — Bank of Canada data, CMHC reports, Alberta market stats, credit tools, and more. Bookmark this page and come back whenever you need it.


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Bank of Canada & Canadian Economic Data

Official Sources

Bank of Canada — Interest Rates & Statistics — Exchange rates, interest rates, price indexes

BoC Key Interest Rate (Overnight Rate) — Current rate and upcoming decision dates

BoC Monetary Policy Reports — Quarterly economic projections

Statistics Canada Financial Market Data — Comprehensive financial statistics

Trading Economics Canada — Real-time economic indicators dashboard

Alberta New Home Warranty Program (ANHWP) — Alberta's largest new home warranty provider since 1974. Builder directory, claims, and homeowner resources

National Home Warranty Group — New home warranty provider backed by Aviva Canada. Offices in Edmonton and Langley

Alberta Home Warranty Public Registry — Search warranty coverage on any Alberta home and verify builder licence status. Free

New Home Warranty Overview — Alberta.ca — Government overview of the 1-2-5-10 coverage, claims process, and warranty provider list

SPIN2 — Alberta Land Titles Search — Check your property title for liens, old mortgages, caveats, and encumbrances ($10-20 per search)

CRA My Account (Personal) — Download your NOA, T4, Option C Proof of Income, RRSP room, and tax balance

My Service Canada Account (MSCA) — Employment history, Record of Employment, CPP contributions, and OAS benefits

CRA My Business Account — Corporate tax returns, GST/HST, payroll records, and business tax balances for incorporated borrowers


CMHC (Canada Mortgage & Housing Corporation)

CMHC Housing Data Portal — National housing statistics hub

CMHC Monthly Housing Starts — Detailed construction data

CMHC Rental Market Survey — Vacancy rates, average rents

CMHC Mortgage Insurance — Insurance rules, premiums, eligibility


Alberta Real Estate Market Data

Calgary & Area

Calgary Real Estate Board (CREB) — Official monthly statistics

City of Calgary Housing Trends — Population, rental rates, housing stats

Provincial

Alberta Real Estate Association — Province-wide market data

ATB Economics — Alberta economic analysis and forecasts


Mortgage Calculators & Qualification Tools

My 15 Free Mortgage Calculators — Payment, affordability, refinance, stress test, and more

Government of Canada Mortgage Qualifier — Official stress test calculator

CMHC Mortgage Calculators — Insurance premiums, affordability tools


First-Time Homebuyer Programs

Home Buyers' Plan (RRSP) — Withdraw up to $60,000 from your RRSP for a home purchase

First Home Savings Account (FHSA) — Tax-free savings for your first home

First-Time Home Buyers' Tax Credit — Federal tax credit ($10,000 / $1,500 credit)

Alberta advantage: No provincial land transfer tax (unlike BC and Ontario). Mortgage registration fees are $50 + $5 per $5,000 of mortgage value (updated October 2024) — among the lowest entry costs in Canada.


🏡 Reverse Mortgage Resources

HomeEquity Bank (CHIP Reverse Mortgage) — Canada's largest reverse mortgage provider

My Reverse Mortgage Guide — Detailed information and Alberta-specific advice


Credit Scores & Debt Management

Free Credit Monitoring

Borrowell — Free credit score monitoring (Canadian) — Check your score in minutes, no impact to your credit

Credit Karma Canada — Free credit monitoring

Official Credit Bureaus

Equifax Canada — 1-800-465-7166

TransUnion Canada — 1-800-663-9980

Debt Help

Credit Counselling Society — Non-profit credit counselling

Consolidated Credit Canada — Debt management plans


Financial Literacy & Consumer Protection

Financial Consumer Agency of Canada (FCAC) — Financial tools, calculators, consumer rights — 1-866-461-3222

FCAC Mortgage Information — Understanding mortgages, your rights and obligations

Mortgage Professionals Canada — Industry standards, consumer resources

Canada.ca Financial Tools — Calculators, comparisons, budgeting


Legal & Regulatory

Mortgage & Financial Regulators

Real Estate Council of Alberta (RECA) — Regulates mortgage brokers, real estate agents, and property managers in Alberta

Office of the Superintendent of Financial Institutions (OSFI) — Regulates federally-regulated lenders

Financial Consumer Agency of Canada — Federal consumer protection

Legal Resources

Law Society of Alberta — Find a lawyer

Legal Aid Alberta — Legal assistance


🔍 Property Valuation & Listings

HonestDoor.com — Free property valuations across Canada

Realtor.ca — Official MLS® listings

Zolo.ca — Real estate listings and market data

RentFaster.ca — Alberta rental listings and market data


Real Estate & Housing News

National

Canadian Mortgage Trends — Industry news and analysis

Better Dwelling — Housing market analysis and data

Alberta

Calgary Herald Real Estate — Local market coverage

Daily Hive Calgary — Calgary real estate section


Key Phone Numbers

RECA: 1-888-272-8860

FCAC: 1-866-461-3222

Equifax: 1-800-465-7166

TransUnion: 1-800-663-9980

Service Canada: 1-800-622-6232

CRA: 1-800-959-8281

CMHC: 1-800-668-2642



Why This Page?

As your mortgage professional with 25+ years of Alberta experience, I maintain this resource hub so you have direct access to the same official sources I rely on every day. No time-sensitive data that goes stale — just the links you need, when you need them. Questions about anything here? Call me.

Have Questions? Let's Talk.

Call/Text: 403-703-6847

Email: Shawn@ShawnSelanders.ca

Office: 614 High View Park NW, High River, AB T1V 1E5

Hours: Mon–Fri 9:00–5:00 | Sat 12:00–5:00 | Sun Closed

Shawn Selanders — RECA-licensed mortgage broker | Brokerage: Mortgage Architects | Serving Southern Alberta since 1999. O.A.C. E.&O.E.