Newsletter Archive
Monthly Mortgage Insights
Every month, I share rate updates, strategies, and practical advice to help Albertans make smarter mortgage decisions. Browse past issues below — or get these delivered straight to your inbox.
👉 Click any newsletter title to read the full issue.
Two Ways Your Home Can Work Harder for You
How a debt consolidation refinance can save hundreds per month, reverse mortgages that pay you $1,000+/month in tax-free income, and a thank you to everyone who's referred a friend.
Your Credit Cards Are Costing You $30,000. Here's the Fix.
The real cost of minimum payments, a $42K debt consolidation example saving $780/month, reverse mortgage myth-busting, and surviving February in Alberta.
2026 Is Here. Let's Make It Your Best Financial Year Yet.
Three smart mortgage moves for January, the $200K first-time buyer stacking strategy, and a look back at what your trust meant in 2025. BoC holds at 2.25%.
Year-End Mortgage Checklist + What a Year It's Been
Four things to do before December 31st (FHSA, prepayments, renewal prep), the complete 2025 BoC rate timeline, and a holiday thought on helping someone you care about. BoC holds at 2.25%.
Before the Holiday Bills Hit — A Smart Move for Homeowners
Get ahead of holiday debt with a consolidation refinance ($46K example saving $860/month), plus: self-employed and can't get approved? Here's what I do differently.
Rates Just Hit 2.25%. The Lowest Since 2022.
The BoC's 8th rate cut brings us to 2.25% — likely the bottom. What to do now depending on your situation, plus the FHSA year-end deadline every future buyer needs to know about.
The Bank of Canada Just Cut Again. Here's What It Means for You.
BoC drops to 2.50% — what it means for variable holders, fixed-rate renewals, and buyers. Plus: fall is renewal season, and your bank's first offer isn't their best.
New Office, Same Commitment — and Rates Keep Falling
Announcing my move to High River, why summer is real estate's best-kept secret, and an introduction to the community I now call home. BoC at 2.75%.
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Subscribe — It's FreeShawn Selanders
Senior Mortgage Professional | Veteran
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