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SHAWN SELANDERS
Your Local Mortgage Professional
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August 2025
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This Month
New Office, Same Commitment — and Rates Keep Falling
Hi there,
I've got some personal news this month, a summer buying strategy most people miss, and a small request at the end. But first — the Bank of Canada held steady at 2.75% on July 30th. That's after six cuts since last June, down from a peak of 5%. Rates haven't been this low in two years, and there are strong signals more cuts could be coming this fall.
It's a good time to be shopping for a mortgage. Let me tell you what else is new.
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Personal News
I've Moved My Office to High River
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After 25+ years serving Southern Alberta, I've planted my flag in High River. My new office is at 614 High View Park NW, and I couldn't be more excited about it.
Why the move? Simple — it puts me closer to the communities I serve most. Okotoks, Diamond Valley, Foothills County, Nanton, Claresholm — these aren't just towns on a map to me. They're where my clients live, raise their families, and build their futures.
And to be clear: nothing else changes. Same phone number. Same service. Same access to 40+ lenders. I still serve Calgary, Airdrie, Cochrane, Lethbridge, Red Deer — all of Alberta. If you've worked with me before, everything stays exactly the same. I'm just closer to home.
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📍 New Office Details:
614 High View Park NW, High River, AB T1V 1E5
Phone: 403-703-6847 (same number — call or text)
Email: [email protected]
Hours: Mon–Fri 9–7 | Sat–Sun 12–5
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I'm excited about the change — my office looks out onto the Highwood Golf Course, with deer wandering through the yard most mornings. It's a far cry from a downtown cubicle, and honestly, it's the most relaxed I've ever been at work. Turns out that's good for my clients too — clear head, no rush, full attention on you.
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Market Update
Summer Is Real Estate's Best Kept Secret
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Everyone talks about spring market. But savvy buyers know that July and August are quietly one of the best times to buy a home.
Here's why:
| ✅ Less competition. Many buyers take the summer off. Fewer offers on each listing means more negotiating power for you. |
| ✅ Motivated sellers. Homes that listed in spring and haven't sold? Those sellers are getting anxious. That works in your favour. |
| ✅ Better rates. The BoC rate is at 2.75% — the lowest in two years. Five-year fixed rates have come down significantly. Your dollar goes further right now than it did a year ago. |
| ✅ Move before school starts. If you have kids, closing in August means settling in before September. That matters. |
A pre-approval takes 15 minutes. I shop 40+ lenders. No cost, no obligation. If you've been thinking about it — this is a great time to make your move.
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A Small Request
As I Settle Into High River, I Could Use Your Help
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I've been doing this for over 25 years, but moving to a new community means building new relationships. And in my business, the best relationships start with a referral from someone who trusts me.
That's you.
If you know someone in Southern Alberta — a friend, coworker, family member, neighbour — who's thinking about any of the following, I'd be grateful if you passed along my name:
| 🏡 Buying a home (first-time or move-up) |
| 🔄 Renewing their mortgage |
| 💳 Consolidating debt |
| 🏠 Exploring a reverse mortgage (55+) |
| 📋 Self-employed and struggling to get approved |
They can call or text me at 403-703-6847. Every referral gets the same thing — honest advice, 40+ lenders, and my full attention. No cost on most transactions.
Thank you for trusting me. I'm excited about this next chapter.
— Shawn
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Quick Links
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RECA-Licensed Mortgage Broker | 25+ Years Experience | Serving Calgary, Okotoks, High River & Southern Alberta
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